Free Spirit is specifically designed to cover you if you have a pre-existing medical condition and have found it difficult to get the right policy to suit your needs. We are one of UK’s largest specialist travel insurance providers for pre-existing medical conditions, including cover for bowel conditions.

Many standard travel insurance policies will exclude cover for bowel conditions and other pre-existing medical conditions or will decline to offer cover for the declared condition after medical screening. This can lead to people travelling abroad without adequate cover and risking large medical bills.

However, a Free Spirit travel insurance policy will give you the reassurance that you are covered for your bowel condition before you travel and whilst away from home. Help is just a phone call away if you encounter any medical emergency.

Bowel Conditions Covered by Free Spirit

The following list contains just some of the bowel conditions that can be covered by a Free Spirit travel insurance policy:

Bowel adhesions

Bands of scar tissue in the intestines that can cause pain and blockages, often following surgery. This is common in post-surgical patients.

Bowel obstruction/blockage

When the bowel becomes blocked, often due to adhesions, tumours, or hernias, causing severe pain, bloating, and vomiting.

Bowel prolapse

Occurs when part of the bowel slips out of its normal position, often due to weakened pelvic muscles, more common in older adults.

Crohn’s disease

A type of inflammatory bowel disease causing inflammation anywhere along the digestive tract, leading to pain, diarrhea, and weight loss.

Diverticulitis

Inflammation or infection of small pouches (diverticula) in the bowel, leading to pain, fever, and digestive issues. It affects about 1 in 10 people aged 45-65, and 1 in 3 people over 65 in the UK.

Irritable bowel disease (IBD)

A broad term covering chronic conditions like Crohn’s and ulcerative colitis, marked by inflammation of the gastrointestinal tract.

Irritable bowel syndrome (IBS)

Functional bowel disorder causing abdominal pain, bloating, and changes in bowel habits.

Perforated bowel

A medical emergency where a hole forms in the bowel wall, causing severe abdominal pain and infection. This condition is rare but can occur as a complication of other bowel issues.

Twisted bowel (volvulus)

A condition where the bowel twists around itself, causing blockage and severe pain. This is rare but more common in older adults, particularly those with chronic constipation.

Ulcerative colitis

Chronic inflammatory disease of the colon, causing ulcers, abdominal pain, and diarrhea.

As well as Cancellation cover, medical expenses and baggage cover, Free Spirit includes benefits for aftercare at home following hospitalisation, personal accident and personal liability. Other areas that will give you confidence are money & documents, missed / delayed departure, legal expenses and winter sports option. You can see full cover details for both levels of cover on our Summary of Cover page.

Please read the Insurance Policy for the full terms and conditions of this bladder and bowl conditions travel insurance cover to make sure it is suitable for your needs.

Why Choose Free Spirit To Cover You?

  • Most medical conditions and disabilities covered
  • No upper age limit for most destinations on Single Trip and Annual Multi-trip policies
  • Choice of several cover options
  • Single trips covered up to 115 days (45 days if aged 76 years or over)
  • Annual Multi-trip provides cover for any number of trips during the year – travel up to 32 days per trip (Standard and Super cover) and 45 days (Super Duper)

Free Spirit ‘Super Duper’ level of cover has a 5 Star Rating

from Defaqto for both Single Trip and Annual Multi-trip travel insurance. This recognises that it is one of the highest quality offerings in the market.

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Get a Medical Travel Insurance Quote

With a Free Spirit medical travel insurance policy, you gain the peace of mind to travel knowing that you and your bowel condition are fully covered.

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Cover Your Travelling Companions on the Same Policy

Travelling companions can also be covered on Free Spirit, whether they have an existing medical condition or not. By including your travelling companions on the same Free Spirit policy, you will ensure the whole party is covered. For example, if you had to cancel your holiday due to your bowel condition, your travelling companions on the same policy would also be covered which may not be the case if they had taken out a policy elsewhere.

Applying for Free Spirit Travel Insurance for Bowel Conditions

You can apply for an insurance quote and purchase on our website. It’s a simple and fast way of obtaining travel insurance any time of the day or night. After entering your initial trip requirements and answering the questions regarding your bowel condition, you will be shown your quote based on the information provided.

Alternatively, you can call us and speak to a friendly member of staff in our UK based call centre on 02392 419 080.

Customer reviews

″I found the operators to be very knowledgeable and sympathetic and I would certainly recommend you to others. It is about more than just insurance to me, and to other cancer patients who want a relaxing holiday to look forward to. I have wanted to on the QEII since I was ten years old and as she is being retired I knew this would be my only chance. I was so pleased that Free Spirit could help me.″

S. Christopher, Northumberland